Home warranties are service contracts that cover the repair or replacement of home systems and appliances. Most home warranty companies offer coverage for HVAC systems, but the specific components covered and the extent of coverage may vary.
In this article, we’ll discuss what home warranties typically cover with regard to HVAC systems, as well as some things to keep in mind when considering a home warranty policy.
Covered HVAC System Components
Home warranties typically cover the major components of an HVAC system, including the air conditioner, furnace, and ductwork. Coverage may also extend to smaller components such as thermostats and humidifiers.
Some home warranty companies also offer coverage for repairs to the structure of the home that are necessary to correct problems with the HVAC system, such as repairs to walls or ceilings damaged by leaks from the air conditioner.
Things to Consider
When considering a home warranty policy, be sure to read the fine print and understand what is and isn’t covered. For example, some home warranty companies only cover the repair or replacement of HVAC components that break down due to normal wear and tear; they may not cover components that break down due to neglect or lack of maintenance.
It’s also important to understand the limitations of coverage. For example, a home warranty policy may only cover the cost of repairing or replacing an HVAC component, up to a certain dollar amount. If the repair or replacement costs exceed the limit, you would be responsible for paying the difference.
Learn More From Our HVAC Professionals
If your HVAC system is in need of repair or replacement, the experts at Home Allegiance Heating & Air company can help. We offer a wide range of services to homeowners in the Hamilton Township area, including heating and air conditioning repair, installation, and maintenance.
When you turn to us, we can help you determine whether your HVAC problem is covered by your home warranty policy. We’ll also work with you to find the most cost-effective solution for your problem.
To learn more about our HVAC services, contact us today. We’ll be happy to answer your questions and schedule an inspection.
